Your retirement is coming closer and closer. It is the time of life which gives you an opportunity to do all you could not do during your working age, fulfill wishes you did not have time to and spend some time with your loving ones. But, doing all that is one of the big words which is easy-to-say but hard-to-do.
Luckily, hard is far from impossible. Thanks to the internet, there are thousands of retirement lifestyle sites and retirement planning forums. In this article, we will give you some of the best retirement advice websites, in order to help you both with your finance and lifestyle. So, let us begin.
The Official Sources
Sometimes it is good to start with official state sources. The website of the US Government has a large retirement section where you can learn a lot about how much you should save, how Social Security works, how to protect your pension benefits and much more. It is important to say that it is not written in boring administrative jargon as you might expect from the official website. Quite an opposite, it has a lot of infographics and articles that make the information easier to understand and more interesting to read. All in all, as previously said, it is good to have an official source as a starting point.
Another official source for your retirement planning. As Wikipedia says: „The Internal Revenue Service (IRS) is the revenue service of the United States federal government. The government agency is a bureau of the Department of the Treasury and is under the immediate direction of the Commissioner of Internal Revenue, who is appointed to a five-year term by the President of the United States. The IRS is responsible for collecting taxes and administering the Internal Revenue Code, the main body of federal statutory tax law of the United States”. Beside its unpopularity among US population, it may also be a good starting point for your retirement planning, since it provides various information about different types of retirement plans and their influence on your tax payment. You can compare them with your personal situation in order to make the best choice.
The Social Security Administration
Apart from an agency created to control your tax payment, there is also an agency that is meant to care about your social security. On its official website, you can find information about social security retirement, which is the main retirement for a large number of populations. The information available on this website could help you predict which amount of money you will receive. It may also inform you about the effect of choice to retire at different ages and when it could be best for you to begin with your retirement plans.
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The American Association of Retired Persons official website offers a large number of resources about retirement age. It may link you to the retirement magazines, senior websites and forums and other web pages that might interest you. Regarding financial tips, it may provide you with information about tips for retirement preparation, social security for couples and how to handle the required minimum distribution.
The Media Sources
US News & World Reports
Being one of the biggest media companies, it has a large amount of information to offer. Among others, there are information about retirement, savings and money management. That information includes which amount of money you should save and what is the best way to do so, what are good investment choices and how to recognize them and finally, how to handle your personal finances in order to make a safe way for your retirement. It is almost impossible that among various news, opinion, consumer advice, rankings and analysis you will not find at least something that will help you in your pathway towards happy and cheerful senior age.
Another large media franchise has a special section dedicated to retirement. Starting from the article named “5 steps to making sure you’re ready to retire” on its main thumb and all up to the costs of annuities, it has to offer many useful data about retirement planning, ways to increase retirement income and retirement saving strategies.
NPR: Your Money and Your Life
National Public Radio started in the 2016 series about finance and retirement planning. Besides, it also started a Facebook group named Your Money and Your Life where you can find a number of financial tips, including ones about retirement.
Founded in 1843, The Economist represents the oldest economy-themed magazine in the world. Thus, it has to offer a lot about various economic themes. Moreover, it has the whole section dedicated to retirement, where you can find information about pension, investments, savings for retirement and much more. You may not be its subscribed reader, but you will definitely find a lot of useful stuff. After all, 177 years of existence is not something to be underestimated. It is not wondering that most famous economists have who gave a large contribution to both science and market have written for this globally and historically famous magazine.
SmartBrief is a digital media company that publishes daily business news and information by industry. With its various sources, it may help you guide your financial plan towards better and more productive planning of your retirement.
Thematic websites, blogs and forums
Money is a large monetary themed website with a special section dedicated to the retirement advice and retirement planning. The good thing about this website is that it is adding new posts all the time and there is a subscription option as well. Also, there is a large range of topics covered by this website. Some of them include planning for retirement, adding side income streams, aging in place, the latest market trends, medical care plans and much more.
New Retirement is a website founded by Steve Chen, who was inspired by his parent’s story. Namely, his mother was insecure about how to create her retirement plan and a safe future. He made small research for her and after that, he started this website to help the others. Beside financial tips and strategies on how to make your retirement plan, on this website you’ll find various resources and podcasts with experts. Also, you may create your account and use an online calculator to predict your future retirement money fond.
Founded by an ex-employee of Corporate American who wanted to „slice through money mystery“, Financial Samurai has a section about retirement. There you can find articles about how to retire comfortably, savings, passive income, savings etc. Unlike previous websites, this one looks more like an online magazine, but still its articles may give you a lot of useful advice.
The White Coat Investor
A specialized website that gives financial tips to medical employees also owns a website section about how retirement accounts. So if you are working as a medical worker, you should definitely check this one!
This financial-theme blog offers a range of articles from balances and bills to credit scores, including retirement. You can sign-up and discuss and calculate your retirement life in a safe environment. An ideal place to learn how to manage, make safe and enlarge your budget!
A community of bloggers with a mission to help you „live large on a small budget” and to learn how to have fun saving money! Founded in 2006 by three young entrepreneurs, it offers a retirement section with a number of topics ranging from non-financial retirement planning to how to avoid financial penalties.
Dave Ramsey is an American businessman, radio host, author and famous financial blogger. At his website you may find steps and tools on how to calculate your retirement savings. Apart from this, you may also find useful advice about how to get out of your debt and make your retirement life easier and less stressful.
The Bogleheads is a website that contains a blog, forum and its own Wiki Articles database. The of this website is about investment and among other themes, investment in your retirement. The main mission of this website is to raise financial literacy among the population.
The Simple Dollar
In 2006, one man named Trent Ham wanted to get his financial independence by liberating himself from all depts and starting investing money wisely. After he reached his goal, he wanted to share it with the others. Thus, he started The Simple Dollar. According to the data from this website, it is Top Ten financial blogs on Kipling. On this website you will find a lot of useful data on how to get rid of debts and how to invest your money in a way to be prepared for retirement.
One married couple got their financial freedom and now they want to share their experience with others. Here you will find a lot of useful information, both regarding savings, debts and retirement planning. Give them a chance and let them provide you, as they say, your “freedom through finance”.
The retirement cafe
The retirement café – retirement planning for unwealthy was founded by Dirk Cotton, a retired executive of 500 technology company. After his retirement in 2005, he has done researches and published articles about retirement finance, gave speeches at retirement industry conferences and events and regularly uploading posts on retirement finance issues at this blog. As its moto said, you do not have to be rich to be retired, all you have to do is to be smart and have good knowledge about economics and good financial intelligence. The convergence of this will make you capable to bring good economic decisions and spend your senior age peacefully.
Retirement research blog
This website is for more academic orientated readers. Founded by two academics and university professors (Wade Pfau and Alex Murguia) and one advisor (Bob French), this website will provide you with academic articles and resources about retirement. On this corner of the world wide web, you can read articles, download books and calculate reverse mortgage! There is a subscription option as well.
MarketWatch is a website that provides financial information, business news, analysis, and stock market data. Nevertheless, it has a retirement planning section that provides data about the FIRE method, taxes and more. Besides, it also offers you a retirement planning tool that can help you calculate your retirement and control if you are on the right pathway. Also, you may subscribe to its newsletter and get useful finance information weekly.
This Wikipedia style website offers you the glossary of financial contents, current news and best strategies for retirement. It stands from other finance theme websites with fact that many experts have given a large contribution to this website.
The Balance website owns a special retirement planning section. There you can find a range of information from basics and IRAs all the way to the information about planning by the decade. It is an excellent website for people who have just started to make their retirement plans.
The Nerdwallet has become one of the most popular retirement planning websites, mostly due to its interactivity. There you can use a retirement calculator and analyze your 401(k) fees. It may also help you choose the best IRA providers or help you make decisions between roth or traditional IRA.
Next Avenue – where grown-ups keep growing is a thematic website orientated towards population over 50 years old. Among other stuff, here you can find instructions on how to make your retirement plan and how to deal with social security and savings.
The best is yet to come
As we hope this article has proven, planning and creating a decent retirement and thus senior life is a challenge, but not rocket science. Look at its planning as the best form of investment – self investment. You are investing in a new period of your life that might bring you everything you always wanted but did not have time to do. We hope this article helped you in that process. We wish you good luck and a happy retirement! And don’t forget – the best is yet to come.